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FIXED DEPOSITS

Enjoy earning premium interest rates on funds left for fixed periods. Ideal for the individual with a strong resolve to save.

You earn premium interest rates on your balances

Higher deposits attract higher interest rates so your money really works for you

Your Fixed Deposit means security for you and your family through long term savings

Your funds can act as an excellent security for a loan

You have the ease of automatic renewal of your contract at the end of the period

FitchRatings Lanka Ltd. has assigned a credit rating of SL BBB+ to Senkadagala Finance PLC.

General Deposit Rates

Period Monthly A.E.R At Maturity A.E.R
1 Month - - 8.00% 8.30%
3 Months - - 8.75% 9.04%
6 Months - - 9.25% 9.46%
12 Months 10.25% 10.75% 11.25% 11.25%
15 Months 10.25% 10.75% 11.25% 11.10%
18 Months 10.50% 11.02% 11.25% 10.96%
2 Years 11.00% 11.57% 12.00% 11.36%
3 Years 11.50% 12.13% 12.50% 11.20%
4 Years 11.75% 12.40% 12.75% 10.85%
5 Years 12.00% 12.68% 13.25% 10.70%

Senior Deposit Rates (60 years and above)

Period Monthly A.E.R At Maturity A.E.R
1 Month - - 8.00% 8.30%
3 Months - - 8.75% 9.04%
6 Months - - 9.25% 9.46%
12 Months 10.75% 11.30% 11.75% 11.75%
15 Months 10.75% 11.30% 11.75% 11.59%
18 Months 11.00% 11.57% 11.75% 11.43%
2 Years 11.50% 12.13% 12.50% 11.80%
3 Years 12.00% 12.68% 13.00% 11.60%
4 Years 12.25% 12.96% 13.25% 11.22%
5 Years 12.50% 13.24% 13.75% 11.03%

The above rates are subject to change. Please check for prevailing rates on the date of deposit

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Fixed Deposit Information

  • Who can place a deposit?

    • If you are a resident of Sri Lanka over the age of 18 years, you can┬áplace a┬áDeposit.

    • Deposit Certificates are not transferable

  • Benefits

    • Upon maturity you can renew the deposit with interest added on, transfer interest to a savings account, or withdraw interest via cheque / cash.

    • You can take a loan up to 75% against your Fixed Deposits capital at concessionary rates

    • Once your account is set up, you can benefit from our online & mobile banking system so you can manage your funds with ease

  • Withdrawals

    • Withdrawals will be allowed only after the agreed period of the Fixed Deposit

    • Withdrawals may be permitted prematurely upon the payment of a penalty fee

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CALCULATE THE AMOUNT YOU GAIN WITH FIXED DEPOSITS

Select The Deposit Type

Enter The Amount of Capital Rs.

Select when you would like your interest paid

Enter The Period of Deposit

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CAPITAL PERIOD INTEREST REQUIRED METHOD RELATED INTEREST RATE(%) TOTAL INTEREST GAIN(Rs:) INTEREST GAIN ON REQUIRED METHOD(Rs:)

CONTACT

Have Any Questions?

267, Galle Road, Colombo 03, Sri Lanka
Phone: +94 112 301301
Email: senk@senfin.com